Sean runs an advertising agency in New York, while Owen is a handyman and musician from a small town. The two swap homes during the holiday season. Sean's assistant Mia helps Owen settle into his new apartment, while Owen sends Ryan, a repairman for the broken heating, to help Sean experience the charm of small-town life. Owen feels out of place in the big city and tries to flirt with Harlow, a highly ambitious model/actor/singer who lives in the apartment building. One night, after Mia takes Owen on a tour of the town, Harlow sees him walk into the elevator wearing clothes borrowed from Sean's closet. Harlow assumes that Owen is wealthy and flirts with him, even setting up a date. However, Mia warns Owen that Harlow thinks he is rich just because he lives in Sean's apartment and wears Sean's clothes. On the day of the date, Owen finally realizes his true identity and the life he really wants. Meanwhile, Sean falls in love with the local veterinarian, who happens to be hiding a big secret - in fact, two...